Saturday, 23 February 2013
It was a sad week in Saskatchewan for motorcyclists. I'm having a hard time even thinking of something witty and up-lifting to write about this weekend after hearing the news.
Our government insurance agency decided that the motorcyclists should pay more - insanely more than any other vehicle owners in the province - for their coverage taking effect on August 31, 2013.
I present the following links for your perusal if you want to read more of the official news:
Rate Increase Proposal Facts
National News Release
Proposed Rates Numbers
People I have spoken to say:
--it's going through no matter what protesting goes on
--it will go through but they will adjust their numbers down a little, as they have seen this happen before with other "risky" vehicles
--the fault usually (99%) lies with the driver of the car that hit the motorcycle
--how is anyone supposed to sell their bike now, no one is buying
--why are riders with safe driving records being penalized
--why doesn't the insurance company give you a discount for taking the safety course
--why is this course not mandatory before you receive your learner's license
There are two public meetings planned for April in Regina and Saskatoon and they will be standing room only I'm sure, and I think it is safe to say, there will be a police presence as some people are very, very angry about this.
I am just unhappy about it and figuring out my options:
--I'll be going from the $530 I paid last year in May 2012 to the $1,225 I will have to pay next May 2014, and that's with my safe driver discount.
--I will have to shorten my riding season or perhaps even sell the bike, it's just too expensive for the money I don't make.
--I'll have to get a second job for the extra expense which means less time for family.
My husband has decided he will not get a bigger bike now, the increase is too steep for our budget. There go any plans for long-distance rides...
To me it is not a "luxury" item, it is a planned expense to have some fun in my free time instead of spending money on eating out, or going to the theatre, or having vacations in the winters or having new cars or having lots of new clothes or buying a bigger house or buying a bigger television. We chose to spend our money on bikes and have changed our budget accordingly, but this increase is ridiculous.
I'm trying to find a silver-lining in this news, perhaps with a few weeks of thinking about it, I will find something...